The feature essentially allows you to become a mobile Spot where you can send and receive payments without having to use special hardware on your mobile device, such as near field communication (NFC) or a dongle. The idea behind Proxi is that Dwolla believes you should be able to send and receive payments with anyone for any reason, based on your proximity to them.
When you launch the feature, you will be able to view all the other Dwolla users and merchants who are nearby, so that you can transact with any user or merchant in your immediate proximity, whether they are stationary or on the move.
Here is a video that explains Proxi in a little more detail:
Dwolla, which revealed last month that it was processing over $1 million in daily transactions, initially added location-based transactions through the Dwolla Spots feature back in March. Proxi opens up the payments platform a little more to make it even easier for you to send and receive payments with others.
Proxi is in private beta at the time of this writing, but you can request an invite to use the feature in the iOS app from Dwolla’s website.
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